GOLDSTANDARD · Allianz

Up to €1,500 per year towards YEARS — via Allianz MeineGesundheit.

Allianz MeineGesundheit is the first occupational health policy with an explicitly open preventive care clause. YEARS diagnostics are reimbursable within the budget — with no catalogue of covered services.

The preventive care clause, verbatim
„Vorsorgeuntersuchungen werden unkompliziert ohne einen abgeschlossenen Vorsorgekatalog erstattet."

Translation: “Preventive examinations are reimbursed without complication and without a closed catalogue of covered services.”

Allianz AVB MeineGesundheit, as of 04/2025

Coverage

What is reimbursed

The chosen annual budget can be used freely for outpatient private services. Preventive examinations are explicitly reimbursable with no closed catalogue of covered services.

Mechanics

How the policy works

Your employer chooses a budget tier between €300 and €1,500 per year. Unused budget expires at the end of the year.

Requirements

What to watch out for

Requirement: your employer has taken out MeineGesundheit as an occupational health policy and you are within the insured group. No health assessment, from 5 employees.

Live calculator

Your specific reimbursement for Allianz MeineGesundheit.

AllianzMeineGesundheit

Your reimbursement at a glance

Programme price: 1.900 €
Choose your policy tier
Reimbursement by your insurer
900 €
Your own share
1.000 €
Budget used
900 €

Your budget lets you claim 47 % of the programme cost. You pay the rest privately.

A different insurer? Back to the overview

FAQ

Questions about Allianz MeineGesundheit.

You receive a GOÄ-compliant invoice from us. You submit it digitally via the Allianz app “MeineGesundheit”. The reimbursement goes straight to your account.

You pay the remainder privately. Many patients split YEARS modules across two insurance years in order to combine two budgets.

No. MeineGesundheit reimburses outpatient medical services without a separate referral, as long as they are billed in line with GOÄ.

Other occupational health policies only reimburse preventive care if it appears on a list (e.g. statutory screening, the U35 check). MeineGesundheit does without that list. YEARS diagnostics are therefore covered by the policy.

Free consultation

We answer every question — not only about reimbursement.

In a free 15-minute conversation we clarify your questions on reimbursement, answer everything else about YEARS and give you a programme recommendation that fits your situation.

  • Questions about reimbursement by your insurer
  • Every other question about YEARS
  • A programme recommendation that fits you
Book an appointment
What happens in the conversation
  1. 01You name your policy and ask your questions
  2. 02We give an honest assessment of the reimbursement
  3. 03You get a programme recommendation that fits

Free and without obligation. We receive no commission from health insurers.